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March 14, 2025

Time

Time. How precious. As we get older, that time seems to get less and less. Is it that time is actually moving faster? or that our experiences are seemingly less and less in the here and now? I seem to see this more in the eyes of my dogs.  My kids.  My mother. I still feel 25 (and some would argue that I act that way, too!). But I am not. We are not. Time is so precious. Before you know it, it’s gone. Enjoy every day and every minute. Just like that it can be taken away from you. […]
March 7, 2025

I just wanted to thank you.

“J.D., I’ve decided to retire. After 10 years here, it is time,” Sam said. “I thought the time might be now, so the team has done a bunch of work on your budget and where you are financially,” I said. “I am happy to report all the work we have done together these past 20-plus years has paid off. You are in great shape. You can plan on enjoying this time.” “I must tell you, J.D., that you have been instrumental in all of this and me getting to where I am.  The way you handled my mother. Then, when she passed away, […]
March 3, 2025

February 2025 Market & Economic Recap

Stock Market Amid rising geopolitical risks and economic tensions, the stock market ended a volatile February on a high note on the final day of trading despite being in the red for the month. The stock market’s three major indices performed as follows in February: S&P 500 -1.4% The DOW -1.6% Nasdaq -3.9% It was the tech-heavy Nasdaq’s worst month since April 2024. Jobs and Employment The U.S. economy added 143,000 jobs in January, while the unemployment rate edged down to 4.0%, according to the latest report from the Bureau of Labor Statistics. Despite challenges such as severe winter weather, […]
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