Borrowing

Our lending solutions for non-retirement accounts can allow clients to access liquidity without selling off assets or disrupting their investment strategies.

We offer a lineup of competitive solutions to help manage liquidity, enhance investment power, and help avoid the typical capital gains tax burden when selling appreciated positions to raise cash.

Securities-Based Consumer Line of Credit

  • Access to a line-of-credit for personal or business needs—from starting a business to consolidating debt—with no immediate requirement to disturb a single investment holding
  • Ability to borrow up to 60% or more of the market value of qualified securities at competitive interest rates with no established repayment term and no additional fees
  • Secured by qualifying, liquid assets held in your non-retirement investment account(s) custodied at Pershing
  • Interest is paid only on the outstanding amount borrowed from the line of credit

Line of Credit Rates

Standard line of credit rates are subject to change. Prime is a floating rate. Please inquire with your One Wealth Management Advisor.

Loan Amount

Non-Purpose Lending Grid: Current Prime Rate Plus

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We are happy to help you with any questions or inquiries you have about your financial needs. Please find the best way to contact us by calling us or filling this simple form.
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